Build your financial moat. Compare renting vs buying with a transparent monthly simulation — not financial advice.
When enabled, tax savings = (monthly interest + monthly property tax) × marginal tax rate. This lowers owner unrecoverable costs in the simulation.
Total net worth for each path at the selected year.
Unrecoverable owner costs vs rent for the same year — hover i for definitions.
This calculator is for educational purposes only and does not constitute financial, tax, or legal advice. Results are estimates based on your inputs and simplifying assumptions. Consult a qualified professional before making housing decisions.